Navigating merchant coding issues with corporate wellness stipend cards?

[Zucososh]

My company recently switched to a digital-first lifestyle benefits platform that gives us a monthly stipend for "wellness and remote work" expenses. I tried buying an ergonomic chair from a specialized local furniture maker, but the virtual card declined because the merchant category code didn't match their approved list. How do you all get around these strict vendor classifications?

 

[Fehourempard]

Sometimes you have to buy through a larger marketplace like Amazon or a major office supply store. Their merchant codes are usually pre-approved across all categories. I had the same issue trying to use my allowance at an independent yoga studio that coded as a generic consultant.